What Do You Need To Know If You Are
Injured in a Motorcycle Accident?
Motorcycles
are more popular today than ever before.
Some people ride them as a hobby and others ride them because they can
save money on gas. Drivers are now
sharing the road with millions of motorcycle enthusiasts everyday which
requires each driver to me more aware of the vehicles that are around
them. However, as with any type of
vehicle there is always a risk of being
in an accident. With so many
distractions today some people can't focus on the road and they may fail to see
a motorcycle. If you are injured in a
motorcycle accident there is a possibility that you may be able to recover
damages because of the incident.
The
State of Rhode Island has laws in place in
order to help motorcyclists stay safe while they are on the road. All riders
must obtain the proper licensing and attend specific training courses. Motorcyclists should ride defensively and
leave a wide margin for other vehicles to brake and turn. Many people believe that motorcycle accidents
are mostly caused by the person on the motorcycle, however, it has been shown
that people driving cars are at fault over 50% of the time.
If
you are ever in a motorcycle accident there are a few steps that you need to
take. First of all, if possible, pull
off to the side of the road. If your motorcycle
isn't able to be moved, simply step over to the side of the road. If you are hurt don't attempt to move to the
side of the road. As with motor vehicle
accidents, never give out too much information regarding the moments before the
accident. Simply give law enforcement
officers a copy of your insurance cards and your license. Be sure to answer all questions completely
and thoroughly when you are asked by law enforcement. Never admit the accident
was your fault. This statement can take
away any chance of you being able to file a claim. Also, give all pertinent information to the
other driver, and you get their pertinent information as well such as a drivers
license number, phone number, address and insurance information.
If
someone hasn't already alerted police of the accident, make sure that the
police come to the scene. When the
arrive they will begin an accident report and you should be able to pick up a
copy a day or two after the accident.
Finally, if you are able and have a cell phone available take
photographs of the scene. Also, take
photographs of the damage to your motorcycle.
Photographs and the police report can be shown to a Rhode Island accident
attorney if you decide you would like to consult an attorney regarding your
injuries.
Speak
with your insurance company regarding the accident and give them copies of the information that they
require. If you have been injured it
would be in your best interest to contact a Rhode Island motorcycle accident
attorney for a consultation of your case. Consultations are given for free by
most attorneys and if they feel that you have a case, they will be paid through a contingency agreement
after settlement of your case. If you
have medical records, medical bills,proof of lost wages or anything
else that you believe would be vital to your case, bring those items to your
consultation. Your attorney will take
care of pulling any other information that might be needed including any other
medical records from ongoing treatments.
You will probably be asked to sign a consent form giving your attorney
and his agents the permission to ask for your medical records on your
behalf.
During
the course of your case you may be contacted by the other driver's insurance
company. They may ask you to give them a
recorded statement telling them your account of the accident. Never speak with another insurance company
without your attorney present. Advise them that you have retained an attorney
and any and all correspondence should be sent to him. Your attorney may call you into his office
for you to give a statement over the phone while he is present with you. He will advise you first about what will be
happening and what types of questions may be asked. He will tell you to answer truthfully and to
the best of your ability.
After
all of your medical bills and other related expenses have been tallied up, your
attorney will prepare a settlement agreement.
The settlement agreement will be sent to the other driver's insurance
carrier with a settlement number. The
settlement number will be set fairly high so your case can be negotiated
When
you hire an experienced Rhode Island motorcycle accident attorney, he will work
to get the settlement that you deserve.
This includes any lost wages, current treatment and future treatment of
injuries sustained in the accident, past medical expenses such as ambulance
bills or emergency room bills, and any other expenses you may have
incurred.
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